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Polk CARES 2020

Polk County’s Mortgage and Rental Assistance Program

The Polk County Board of County Commissioners has accepted nearly $2 million in additional CARES Act Funds. These funds will be made available to Polk residents to pay delinquent rent and mortgage payments due to layoffs and furloughs caused by the coronavirus pandemic.

The program will provide eligible applicants up to $6,000, which will be paid directly to landlords, property management and mortgage companies on behalf of qualifying Polk County residents. If you have been awarded $2,000 Polk CARES funding your assistance may be adjusted.

Polk residents will be able to apply for the available funds beginning at 9 a.m. Wednesday, Aug. 5. All applications must be received by 11:59 p.m. Wednesday, Aug. 19.

Online Application: Mortgage and Rental Assistance Program

Application Instructions

Please read all instructions for this application. All household members who are 18 years old, or older, must sign and date the application.

Instructions

  1. Eligibility

    To be eligible for the Mortgage and Rental Housing Assistance Program, you must meet the following requirements:

    • Current resident of Polk County (excluding those within the city limits of Lakeland and Winter Haven). To see if you live within those city limits, go to Winter Haven address check, or Lakeland address check
    • Provide proof of delinquent rent or mortgage payment
    • Provide proof of loss or reduction of income, loss of employment or health related issues due to COVID-19
    • Current combined gross household income is below 120 percent of median income based on family size
  2. Applicant Information

    Provide the legal name of the applicant and co-applicant, an address where you reside and receive mail, an e-mail address, telephone number and emergency contact information. Provide current/last employer, phone number, physical address, supervisor’s name, rate of pay, position, start date and end date. Provide your employment status, annual gross income before COVID-19 and provide brief summary of your hardship.

    Household Size12345678
    Monthly Gross Income$4,120$4,710$5,300$5,880$6,360$6,830$7,300$7,770
    Annual Gross Income$49,440$56,520$63,600$70,560$76,320$81,960$87,600$93,240
  3. Household Members

    As of Aug. 5, list the current Head-of-Household and all other members of the household. Indicate the relationship of each family member to the Head-of-Household, gender, race, date of birth and marital status. Indicate if any of the members listed are disabled, veterans, or homeless. Race and ethnicity is collected for reporting purposes only.

  4. Household Income Verification

    Provide information on all household income sources. Income includes the following: Wages, salaries and tips, alimony, child support, military income, part-time income, temporary income, TANF, Social Security, other benefits and income for all household members over the age of 18. Food benefits are NOT considered income.

  5. Asset Information

    Provide the requested information on assets for all household members. Examples of what constitutes assets are listed below.

    • Cash held in savings, checking accounts, safe deposit boxes, homes, etc.
    • Stocks, bonds, treasury bills, CDs, mutual funds, money market accounts, and other investment accounts
    • Individual retirement accounts, 401(k), Keogh accounts, and other similar retirement savings accounts
    • Cash value of life insurance policies available to the holder before death
    • Personal property that is held for investment purposes
    • Equity in real property
    • Retirement and pension funds
    • Mortgage or deeds of trust held by the applicant
  6. Housing Request

    Specify the type of assistance requested and provide past due and current payment, company name and address, phone and email address of mortgage company or rental agent.

  7. COVID-19 Impact

    Provide information on whether you or a household member was directly affected by COVID-19. Declare whether your household received Polk CARES funds.

  8. Required Documents

    Upload the required documents to your application.

    • Valid Florida photo identification or valid Florida driver’s license for all adult household members (18 years of age or older)
    • Proof of loss of income related to COVID-19 impacts due to health and/or employment (Unemployment statement, letter from employer, medical letter)
    • Recent water, electric, utility bill statement dated within the last 60 days (Spectrum, Frontier and Comcast cable bills are not considered a utility)
    • Last 30 days of recent pay stubs or last pay stub issued
    • If renter - Current rental lease/rental agreement which must include the tenant’s name, address of property and landlord/management company name
    • If renter - Landlord verification form and W9 form
    • If homeowner - Current mortgage statement from mortgage company/servicer which must include the borrowers name, address of property and primary account number
    • If homeowner - Mortgage Verification form and W9 form

By submitting an application you are attesting that:

  • The applicant(s) certifies that all information in this application, and all information furnished in support of this application, is given for the purpose of obtaining funding under the Polk County’s CFR Mortgage and Rental Assistance Program.
  • I/we certify that the application information provided is true and complete to the best of my/our knowledge. By signing this application to verify the information contained, the applicant authorizes the County or any of its duly authorized representatives to verify the information listed herein.
  • I/we understand that Florida Statute Chapter 817 provides that willful false statements or misrepresentations concerning income, asset, or liability information relating to financial condition is a misdemeanor of the first degree, punishable by fines and imprisonment provided under sections 775.082 and 775.083, Florida Statutes. I/we further understand that any willful misstatement of information will be grounds for disqualification.
  • I/we understand this eligibility release, authorizes the County or any of its duly authorized representatives to obtain information from third parties regarding my/our eligibility and continued participation in the CRF Program for disaster assistance.
  • I/we agree to provide any documentation needed to assist in determining eligibility and am aware that all information and documents provided, except as exempted pursuant to law, are a matter of public record.
  • I/we further grant permission and authorize any employer or other public or private agency to disclose information deemed necessary to complete this application (to include landlord and mortgage verification).

Polk County does not discriminate on the basis of race, color, religion, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, source of income, familial status, disability, genetic information, age, citizenship, primary language, or immigration status in the access to, admission into, or employment in, housing programs or activities.

Polk CARES 2020 Assistance Dashboard

Individual/Household Grants

Data verified through August 12, 2020 at 6 p.m.
Individual/Household Grants$35 million
# of Applications In Progress with Applicants2,488
# of Applications Submitted Waiting for Review74
# of Applications Approved for Funding17,735
$ Allocated$35,470,000
$ Additional to be Allocated$470,000

Small Business Grants

Data verified through August 12, 2020 at 6 p.m.
Small Business Grants$20 million
# of Applications In Progress with Applicants0
# of Applications Submitted1,992
# of Applications Approved for Funding4,366
$ Allocated$14,870,000
$ Remaining to be Allocated$5,130,000

Individuals/Households

The final day to submit an application for individual/household assistance was Friday, July 10, 2020. Applications that were started, but not completed and submitted with proper documentation before the deadline, will not be considered.

Questions regarding the status of your individual/household application may be emailed to PolkCARES_Individuals@polk-county.net.

If you need financial assistance, and did not receive Polk CARES funds through this program, please call United Way of Central Florida at 2-1-1. They have agencies that may be able to help you.

You may log in to check on the status of your application or to add documents if your application is under review. No new applications are being accepted.

Online Application: Individual Households

Small Business

Small business applications closed at 11:59 p.m. on Friday, July 17, 2020. Incomplete applications will not be considered.

You may log in to check on the status of your application or to add documents if your application is under review. No new applications are being accepted.

Online Application: Small Business

Call Centers

Mortgage and Rental Assistance Program

(863) 519-1000

Available

Monday through Friday
8am - 5pm

Individuals/Households and Small Business

(863) 298-7500

Available

Monday through Friday
10am - 4pm

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